01
+$10.00
Add what they earned
Record allowance, gifts, or any amount your family agrees belongs in their balance.
The family money ledger
Family money,
made clear.
Keep one shared record of what you've added, what they've spent, and what remains. No cards. No bank connection. No real money moves.
- Any age
- Child email optional
- Guardians stay in control
Maya's money
Virtual ledger
Balance
$18.50
Weekly allowance+$10.00
Birthday gift+$15.00
New book−$6.50
Recorded togetherNo bank connected
Nothing to connect
We never ask for a bank account or card.
Everyone understands
Kids see their balance and the story behind it.
One family record
Guardians add entries; every change keeps its author.
A small, useful ritual
What came in. What went out. What's left.
02
−$6.50
Record what they spent
When you buy something for them, note it while the decision is still fresh.
03
$3.50
Understand the result
The current balance and full history remain visible to the people who share the agreement.
Two roles, one truth
Clear for adults.
Kind to kids.
Guardians
See every child at a glance, record entries in seconds, invite another adult, and correct mistakes without erasing history.
Kids
See one calm balance, a plain-language timeline, and who recorded each change—with no administrative clutter.
Good to know
A ledger, not a bank.
Is any real money held here?+
No. Cents FYI records a family's understanding of a balance. It does not hold funds, transfer money, or replace a bank account.
Does my child need an email address?+
No. You can create a child ledger with only a name. Add a sign-in email later if they are ready for their own access.
Can another guardian help?+
Yes. Add their email to the family so they can record entries and see the same household history.
What if someone makes a mistake?+
Guardians reverse an entry instead of silently deleting it. The correction stays visible and the balance returns to where it was.
Start with one child and one entry